{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-22-000016","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2022-07-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:55.017784+00:00","generated_at":"2026-06-24T06:48:54.071417+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Northern Q2 net income $3.5M ($0.26/diluted), up 7.3% YoY; loan growth ex-PPP +24.3%","bullets":["Net income of $3.5M ($0.26/diluted) for Q2 2022, vs $3.3M ($0.23) in Q2 2021, up 7.3%.","Total assets $1.90B, up 3.4% YoY; total deposits $1.75B, up 5.3% YoY.","Net loans (ex-PPP) grew $181.9M or 24.3% YoY, driven by commercial real estate and ag originations.","Non-performing assets decreased 35% vs year-ago quarter.","Bank remained 'well capitalized' with total risk-based capital ratio above 10% threshold."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-22-000016","json":"https://secwatch.observer/filing/0001114927-22-000016.json","markdown":"https://secwatch.observer/filing/0001114927-22-000016.md","text":"https://secwatch.observer/filing/0001114927-22-000016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492722000016/0001114927-22-000016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492722000016/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T06:48:54.071417+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}