---
schema_version: "secwatch.filing_event.v1"
accession: "0001114927-22-000016"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2022-07-29T23:59:59+00:00"
generated_at: "2026-06-24T06:48:54.071417+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Northern Q2 net income $3.5M ($0.26/diluted), up 7.3% YoY; loan growth ex-PPP +24.3%

## Summary
- Net income of $3.5M ($0.26/diluted) for Q2 2022, vs $3.3M ($0.23) in Q2 2021, up 7.3%.
- Total assets $1.90B, up 3.4% YoY; total deposits $1.75B, up 5.3% YoY.
- Net loans (ex-PPP) grew $181.9M or 24.3% YoY, driven by commercial real estate and ag originations.
- Non-performing assets decreased 35% vs year-ago quarter.
- Bank remained 'well capitalized' with total risk-based capital ratio above 10% threshold.

## SEC filing metadata
- accession: 0001114927-22-000016
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2022-07-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000016/0001114927-22-000016-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000016/form8_k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001114927-22-000016
- JSON: https://secwatch.observer/filing/0001114927-22-000016.json
- Plain text: https://secwatch.observer/filing/0001114927-22-000016.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.