{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-22-000018","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.653568+00:00","generated_at":"2026-06-22T23:32:59.952306+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Northern Q3 net income $4.6M ($0.33/diluted); loans ex-PPP up 28.8% YoY","bullets":["Q3 2022 net income of $4.6M ($0.33/diluted), up 1.3% from $4.5M ($0.32/diluted) in Q3 2021.","Nine-month 2022 net income $11.2M ($0.80/diluted), up 1.5% from $11.0M ($0.77/diluted) prior year.","Net loans ex-PPP grew $217.1M (28.8%) YoY; total net loans $971.2M at Sep 30, 2022, up 17.6%.","Provision for loan loss $300K in Q3 vs reversal of $1.8M in Q3 2021, driven by loan growth.","Total assets $1.93B, deposits $1.80B; bank remains well-capitalized per regulatory thresholds."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-22-000018","json":"https://secwatch.observer/filing/0001114927-22-000018.json","markdown":"https://secwatch.observer/filing/0001114927-22-000018.md","text":"https://secwatch.observer/filing/0001114927-22-000018.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/0001114927-22-000018-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:32:59.952306+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"de6b45c5df78013f1248de52dc52ecb60701279f","claim":"FIRST NORTHERN COMMUNITY BANCORP reported quarter ended September 30, 2022 results: net income $4.6 million, EPS $0.33 per diluted share.","evidence_excerpt":"Net income for the quarter ended September 30, 2022 was $4.6 million, or $0.33 per diluted share, up 1.3% compared to net income of $4.5 million, or $0.32 per diluted share, for the quarter ended September 30, 2021.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/0001114927-22-000018-index.htm","confidence":0.98,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended September 30, 2022"},{"label":"Net income","value":"$4.6 million"},{"label":"EPS","value":"$0.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}