---
schema_version: "secwatch.filing_event.v1"
accession: "0001114927-22-000018"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2022-10-27T23:59:59+00:00"
generated_at: "2026-06-22T23:32:59.952306+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Northern Q3 net income $4.6M ($0.33/diluted); loans ex-PPP up 28.8% YoY

## Summary
- Q3 2022 net income of $4.6M ($0.33/diluted), up 1.3% from $4.5M ($0.32/diluted) in Q3 2021.
- Nine-month 2022 net income $11.2M ($0.80/diluted), up 1.5% from $11.0M ($0.77/diluted) prior year.
- Net loans ex-PPP grew $217.1M (28.8%) YoY; total net loans $971.2M at Sep 30, 2022, up 17.6%.
- Provision for loan loss $300K in Q3 vs reversal of $1.8M in Q3 2021, driven by loan growth.
- Total assets $1.93B, deposits $1.80B; bank remains well-capitalized per regulatory thresholds.

## SEC filing metadata
- accession: 0001114927-22-000018
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2022-10-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/0001114927-22-000018-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/form8_k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001114927-22-000018
- JSON: https://secwatch.observer/filing/0001114927-22-000018.json
- Plain text: https://secwatch.observer/filing/0001114927-22-000018.txt

## Key facts
- Earnings Releases
  FIRST NORTHERN COMMUNITY BANCORP reported quarter ended September 30, 2022 results: net income $4.6 million, EPS $0.33 per diluted share.
  - Period: quarter ended September 30, 2022
  - Net income: $4.6 million
  - EPS: $0.33 per diluted share
  - Result: reported results
  source text: Net income for the quarter ended September 30, 2022 was $4.6 million, or $0.33 per diluted share, up 1.3% compared to net income of $4.5 million, or $0.32 per diluted share, for the quarter ended September 30, 2021.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1114927/000111492722000018/0001114927-22-000018-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.