{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-23-000004","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2023-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.907354+00:00","generated_at":"2026-06-20T06:25:52.287640+00:00","sec_items":["2.02","9.01","7.01","8.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"First Northern Community Bancorp reports record 2022 net income of $15.9M, up 12%; declares 5% stock dividend","bullets":["Record annual net income $15.9M ($1.09 diluted EPS) vs $14.2M ($0.95) in 2021, increases of 12% and 14.7% respectively.","Q4 2022 net income $4.7M ($0.33 diluted) vs $3.2M ($0.22) in Q4 2021, driven by higher net interest income.","Net interest income record $54.7M, up 18.2% YoY; net interest margin 3.06%, up 44 bps from 2.62%.","Net loans grew 13.6% (18.8% ex-PPP) to $970.1M; total assets $1.87B, down 1.5% from year-end 2021.","Board declared 5% stock dividend payable March 24, 2023 to holders of record February 28, 2023."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-23-000004","json":"https://secwatch.observer/filing/0001114927-23-000004.json","markdown":"https://secwatch.observer/filing/0001114927-23-000004.md","text":"https://secwatch.observer/filing/0001114927-23-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000004/0001114927-23-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000004/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T06:25:52.287640+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"3137e545064e5f5626d7d82189c9d28458105536","claim":"FIRST NORTHERN COMMUNITY BANCORP reported the year ended December 31, 2022 results: net income $15.9 million, EPS $1.09 per diluted share.","evidence_excerpt":"First Northern Community Bancorp (the “Company”, OTCQB: FNRN), holding company for First Northern Bank (“First Northern” or the “Bank”), today reported 2022 annual net income of $15.9 million, or $1.09 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000004/0001114927-23-000004-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$15.9 million"},{"label":"EPS","value":"$1.09 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f8c81abafa0495fd4fb9806d146dd88c1874c5a7","claim":"FIRST NORTHERN COMMUNITY BANCORP reported the quarter ended December 31, 2022 results: net income $4.7 million, EPS $.33 per diluted share.","evidence_excerpt":"Net income for the quarter ended December 31, 2022 totaled $4.7 million, or $.33 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000004/0001114927-23-000004-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$4.7 million"},{"label":"EPS","value":"$.33 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}