{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-23-000015","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2023-07-28T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.174878+00:00","generated_at":"2026-06-12T22:49:05.570568+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"First Northern Q2 net income $4.6M (+28.7% YoY); NIM 3.97%, loans up 9.3%","bullets":["Net income Q2 2023 $4.6M, diluted EPS $0.31, up 28.7% YoY; six-month net income $10.1M, up 52.6%.","Net interest margin expanded to 3.97% from 3.55% in Q1 2023, including 28bp benefit from $1.3M interest recovery.","Total net loans $1.0B, up 9.3% YoY, driven by commercial real estate and residential mortgage growth.","Charge-off of $2.6M on an agricultural loan; provision for credit losses $2.6M; also recognized $2.0M recovery on different agricultural loan.","Company remained 'well capitalized' with total risk-based capital exceeding 10% threshold."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-23-000015","json":"https://secwatch.observer/filing/0001114927-23-000015.json","markdown":"https://secwatch.observer/filing/0001114927-23-000015.md","text":"https://secwatch.observer/filing/0001114927-23-000015.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000015/0001114927-23-000015-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000015/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T22:49:05.570568+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"43f78dbc168172a0094a6f7ea28565f66f442650","claim":"FIRST NORTHERN COMMUNITY BANCORP reported the six months ended June 30, 2023 results: net income $10.1 million, EPS $0.69 per diluted share.","evidence_excerpt":"today reported net income of $10.1 million, or $0.69 per diluted share, for the six months ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000015/0001114927-23-000015-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the six months ended June 30, 2023"},{"label":"Net income","value":"$10.1 million"},{"label":"EPS","value":"$0.69 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d9e3919aecf41f1568315d09c74018065c14e385","claim":"FIRST NORTHERN COMMUNITY BANCORP reported the quarter ended June 30, 2023 results: net income $4.6 million, EPS $0.31 per diluted share.","evidence_excerpt":"Net income for the quarter ended June 30, 2023 was $4.6 million, or $0.31 per diluted share","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1114927/000111492723000015/0001114927-23-000015-index.htm","confidence":0.99,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$4.6 million"},{"label":"EPS","value":"$0.31 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}