{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-24-000055","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2024-10-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:07.706507+00:00","generated_at":"2026-05-30T07:59:50.386834+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"First Northern Q3 net income $5.5M (+18.8% YoY); deposit growth, credit improvement","bullets":["Q3 net income $5.5M ($0.36 diluted EPS) vs $4.6M ($0.30) prior year, up 18.8%.","Nine-month net income $14.2M ($0.92 diluted EPS) down 3.3% from $14.7M.","Total deposits $1.73B, up $25M during Q3; nonaccrual loans down 41% to $4.0M.","Reversal of provision for credit losses of $550K due to full collection of a non-performing loan.","Book value per share $11.92, up 10.9% from $10.75 at June 30."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-24-000055","json":"https://secwatch.observer/filing/0001114927-24-000055.json","markdown":"https://secwatch.observer/filing/0001114927-24-000055.md","text":"https://secwatch.observer/filing/0001114927-24-000055.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492724000055/0001114927-24-000055-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492724000055/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:59:50.386834+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}