---
schema_version: "secwatch.filing_event.v1"
accession: "0001114927-24-000055"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2024-10-30T23:59:59+00:00"
generated_at: "2026-05-30T07:59:50.386834+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# First Northern Q3 net income $5.5M (+18.8% YoY); deposit growth, credit improvement

## Summary
- Q3 net income $5.5M ($0.36 diluted EPS) vs $4.6M ($0.30) prior year, up 18.8%.
- Nine-month net income $14.2M ($0.92 diluted EPS) down 3.3% from $14.7M.
- Total deposits $1.73B, up $25M during Q3; nonaccrual loans down 41% to $4.0M.
- Reversal of provision for credit losses of $550K due to full collection of a non-performing loan.
- Book value per share $11.92, up 10.9% from $10.75 at June 30.

## SEC filing metadata
- accession: 0001114927-24-000055
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2024-10-30T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01, 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000111492724000055/0001114927-24-000055-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000111492724000055/form8_k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001114927-24-000055
- JSON: https://secwatch.observer/filing/0001114927-24-000055.json
- Plain text: https://secwatch.observer/filing/0001114927-24-000055.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.