{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-25-000002","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2025-01-30T23:59:59+00:00","discovered_at":"2026-05-14T18:03:02.963436+00:00","generated_at":"2026-05-27T05:08:57.757360+00:00","sec_items":["2.02","9.01","7.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"First Northern reports 2024 net income $20.0M ($1.24 EPS), down 7.5% YoY; declares 5% stock dividend","bullets":["Net income for 2024 $20.0M ($1.24 diluted EPS), down 7.5% from $21.6M ($1.34 EPS) in 2023.","Q4 2024 net income $5.8M ($0.37 diluted EPS), down 15.1% from $6.9M ($0.43 EPS) in Q4 2023.","Book value per share $11.06 at Dec 31, 2024, up 12.9% from $9.80 at end of 2023.","5% stock dividend declared Jan 23, 2025, payable March 25, 2025 to record holders Feb 28, 2025.","Total assets $1.89B, deposits $1.70B, net loans $1.047B; well-capitalized status maintained."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-25-000002","json":"https://secwatch.observer/filing/0001114927-25-000002.json","markdown":"https://secwatch.observer/filing/0001114927-25-000002.md","text":"https://secwatch.observer/filing/0001114927-25-000002.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492725000002/0001114927-25-000002-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492725000002/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-27T05:08:57.757360+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}