---
schema_version: "secwatch.filing_event.v1"
accession: "0001114927-25-000002"
form_type: "8-K"
ticker: "FNRN"
cik: "0001114927"
company_name: "FIRST NORTHERN COMMUNITY BANCORP"
filed_at: "2025-01-30T23:59:59+00:00"
generated_at: "2026-05-27T05:08:57.757360+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# First Northern reports 2024 net income $20.0M ($1.24 EPS), down 7.5% YoY; declares 5% stock dividend

## Summary
- Net income for 2024 $20.0M ($1.24 diluted EPS), down 7.5% from $21.6M ($1.34 EPS) in 2023.
- Q4 2024 net income $5.8M ($0.37 diluted EPS), down 15.1% from $6.9M ($0.43 EPS) in Q4 2023.
- Book value per share $11.06 at Dec 31, 2024, up 12.9% from $9.80 at end of 2023.
- 5% stock dividend declared Jan 23, 2025, payable March 25, 2025 to record holders Feb 28, 2025.
- Total assets $1.89B, deposits $1.70B, net loans $1.047B; well-capitalized status maintained.

## SEC filing metadata
- accession: 0001114927-25-000002
- form_type: 8-K
- ticker: FNRN
- cik: 0001114927
- company_name: FIRST NORTHERN COMMUNITY BANCORP
- filed_at: 2025-01-30T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 2.02, 9.01, 7.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1114927/000111492725000002/0001114927-25-000002-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1114927/000111492725000002/form8_k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001114927-25-000002
- JSON: https://secwatch.observer/filing/0001114927-25-000002.json
- Plain text: https://secwatch.observer/filing/0001114927-25-000002.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.