{"schema_version":"secwatch.filing_event.v1","accession":"0001114927-25-000038","form_type":"8-K","ticker":"FNRN","cik":"0001114927","company_name":"FIRST NORTHERN COMMUNITY BANCORP","filed_at":"2025-07-30T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.375483+00:00","generated_at":"2026-05-17T22:50:12.236547+00:00","sec_items":["2.02","9.01","7.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Northern Q2 net income $5.5M, up 23.6% YoY; net margin expands to 3.85%","bullets":["Net income $5.5M ($0.35 diluted EPS) for Q2 2025, up 23.6% from $4.4M ($0.27) in Q2 2024.","Net interest margin 3.85% (annualized), up 19 bps YoY; net interest income $16.95M, +6.1% YoY.","No provision for credit losses in Q2 2025; released $2.8M specific reserve from Q1 2025.","Repurchased 215,883 shares for $2.2M in 1H 2025; book value per share $12.32, up 4.3% from Q1."],"urls":{"canonical":"https://secwatch.observer/filing/0001114927-25-000038","json":"https://secwatch.observer/filing/0001114927-25-000038.json","markdown":"https://secwatch.observer/filing/0001114927-25-000038.md","text":"https://secwatch.observer/filing/0001114927-25-000038.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1114927/000111492725000038/0001114927-25-000038-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1114927/000111492725000038/form8_k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-17T22:50:12.236547+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}