secwatch.observer — SEC 8-K summary
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Issuer:     FIRST NORTHERN COMMUNITY BANCORP (FNRN)
CIK:        0001114927
Form:       8-K
Filed at:   2025-07-30T23:59:59+00:00
Accession:  0001114927-25-000038
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01, 7.01
LLM model:  deepseek-v4-flash:cloud@v2

First Northern Q2 net income $5.5M, up 23.6% YoY; net margin expands to 3.85%
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- Net income $5.5M ($0.35 diluted EPS) for Q2 2025, up 23.6% from $4.4M ($0.27) in Q2 2024.
- Net interest margin 3.85% (annualized), up 19 bps YoY; net interest income $16.95M, +6.1% YoY.
- No provision for credit losses in Q2 2025; released $2.8M specific reserve from Q1 2025.
- Repurchased 215,883 shares for $2.2M in 1H 2025; book value per share $12.32, up 4.3% from Q1.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1114927/000111492725000038/0001114927-25-000038-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1114927/000111492725000038/form8_k.htm
  HTML page:      https://secwatch.observer/filing/0001114927-25-000038

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer