{"schema_version":"secwatch.filing_event.v1","accession":"0001115055-24-000108","form_type":"8-K","ticker":null,"cik":"0001115055","company_name":"PINNACLE FINANCIAL PARTNERS INC","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.342110+00:00","generated_at":"2026-06-03T11:22:15.409428+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PNFP Q1 2024 diluted EPS $1.57, down 10.8% YoY; revenues +6.6% but credit costs rise","bullets":["Diluted EPS $1.57 vs $1.76 in Q1 2023; total revenues $428.1M (+6.6% YoY).","Net interest margin 3.04% vs 3.40% a year ago; net interest income +1.9% YoY.","Allowance for credit losses increased to 1.12% of loans; $7.3M FDIC special assessment recognized.","Net interest income growth guidance 8-10% for 2024; fee revenue ex-items +10-14%.","Net charge-offs expected 0.20%-0.25% of avg loans for 2024; tangible book value $51.98."],"urls":{"canonical":"https://secwatch.observer/filing/0001115055-24-000108","json":"https://secwatch.observer/filing/0001115055-24-000108.json","markdown":"https://secwatch.observer/filing/0001115055-24-000108.md","text":"https://secwatch.observer/filing/0001115055-24-000108.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1115055/000111505524000108/0001115055-24-000108-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1115055/000111505524000108/pnfp-20240422.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T11:22:15.409428+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"9f6a34eed56d5df6d04304c2625d01a0adce9db5","claim":"PINNACLE FINANCIAL PARTNERS INC reported the three months ended March 31, 2024 results: EPS $1.57.","evidence_excerpt":"OR IMMEDIATE RELEASE MEDIA CONTACT: Joe Bass, 615-743-8219 FINANCIAL CONTACT: Harold Carpenter, 615-744-3742 WEBSITE: www.pnfp.com PNFP REPORTS 1Q24 DILUTED EPS OF $1.57 Total revenues increased 32.1 percent linked-quarter annualized and 6.6 percent year-over-year NASHVILLE, TN, April 22, 2024 - Pinnacle Financial Partners, Inc.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1115055/000111505524000108/0001115055-24-000108-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2024"},{"label":"EPS","value":"$1.57"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}