{"schema_version":"secwatch.filing_event.v1","accession":"0001127371-23-000022","form_type":"8-K","ticker":"CWBC","cik":"0001127371","company_name":"Community West Bancshares","filed_at":"2023-01-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.934261+00:00","generated_at":"2026-06-20T07:51:31.023952+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Central Valley Community Bancorp Q4 EPS $0.65; full-year EPS $2.27 down 6.18%; declares $0.12 dividend","bullets":["Full-year 2022 net income $26.645M ($2.27 diluted EPS) versus $28.401M ($2.31) in 2021, a 6.18% decline.","Q4 2022 net income $7.633M ($0.65) versus $6.384M ($0.55) in Q3 2022 and $6.838M ($0.57) in Q4 2021.","Net interest margin improved to 3.80% in Q4 from 3.39% a year ago; cost of deposits rose to 0.09%.","Non-performing assets zero; net loan charge-offs only $18,000 in Q4; allowance for credit losses at 0.86% of loans.","Shareholders' equity fell 29.53% due to $88.9M unrealized loss on investment securities; $0.12 dividend declared."],"urls":{"canonical":"https://secwatch.observer/filing/0001127371-23-000022","json":"https://secwatch.observer/filing/0001127371-23-000022.json","markdown":"https://secwatch.observer/filing/0001127371-23-000022.md","text":"https://secwatch.observer/filing/0001127371-23-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1127371/000112737123000022/0001127371-23-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1127371/000112737123000022/cvcy-20230126.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T07:51:31.023952+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"2bc4b06530da3d0c7b9599582c3f81b56a944f98","claim":"Community West Bancshares reported the quarter ended December 31, 2022 results: net income $7,633,000, EPS $0.65 per diluted common share.","evidence_excerpt":"For the quarter ended December 31, 2022, the Company reported unaudited consolidated net income of $7,633,000 and earnings per diluted common share of $0.65","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1127371/000112737123000022/0001127371-23-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended December 31, 2022"},{"label":"Net income","value":"$7,633,000"},{"label":"EPS","value":"$0.65 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f897bc0665d3b68ef82a45b9ea031785604aad90","claim":"Community West Bancshares reported the year ended December 31, 2022 results: net income $26,645,000, EPS fully diluted earnings per common share of $2.27.","evidence_excerpt":"unaudited consolidated net income of $26,645,000, and fully diluted earnings per common share of $2.27 for the year ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1127371/000112737123000022/0001127371-23-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the year ended December 31, 2022"},{"label":"Net income","value":"$26,645,000"},{"label":"EPS","value":"fully diluted earnings per common share of $2.27"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}