{"schema_version":"secwatch.filing_event.v1","accession":"0001128361-23-000022","form_type":"8-K","ticker":"HOPE","cik":"0001128361","company_name":"HOPE BANCORP INC","filed_at":"2023-04-25T23:59:59+00:00","discovered_at":"2026-05-14T18:03:38.014459+00:00","generated_at":"2026-06-16T15:32:41.002153+00:00","sec_items":["2.02","7.01","9.01","8.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hope Bancorp Q1 net income $39.1M ($0.33 EPS) vs $51.7M prior; deposits up 1% to $15.83B","bullets":["Net income $39.1M, diluted EPS $0.33, down from $51.7M ($0.43) in Q4 2022 and $60.7M ($0.50) in Q1 2022.","Net interest margin 3.02% vs 3.36% prior quarter; efficiency ratio worsened to 62.38% from 51.97%.","Total deposits $15.83B (+1% QoQ, +9% YoY); uninsured deposit ratio improved to 38% from 41%.","Cash and cash equivalents surged to $2.21B from $506.8M, largely via $1.40B BTFP borrowings at 4.49%.","Board declared $0.14 per share quarterly dividend, payable May 18 to holders of record May 4."],"urls":{"canonical":"https://secwatch.observer/filing/0001128361-23-000022","json":"https://secwatch.observer/filing/0001128361-23-000022.json","markdown":"https://secwatch.observer/filing/0001128361-23-000022.md","text":"https://secwatch.observer/filing/0001128361-23-000022.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1128361/000112836123000022/0001128361-23-000022-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1128361/000112836123000022/hope-20230424.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T15:32:41.002153+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"f19ad25565505b94cda14bcb9a17cb49976de41f","claim":"HOPE BANCORP INC reported first quarter ended March 31, 2023 results: net income $39.1 million, EPS $0.33 per diluted common share.","evidence_excerpt":"For the three months ended March 31, 2023, net income totaled $39.1 million, or $0.33 per diluted common share.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1128361/000112836123000022/0001128361-23-000022-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2023"},{"label":"Net income","value":"$39.1 million"},{"label":"EPS","value":"$0.33 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}