{"schema_version":"secwatch.filing_event.v1","accession":"0001128361-25-000033","form_type":"8-K","ticker":"HOPE","cik":"0001128361","company_name":"HOPE BANCORP INC","filed_at":"2025-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:43.400789+00:00","generated_at":"2026-05-18T04:07:55.931993+00:00","sec_items":["2.02","7.01","9.01","8.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Hope Bancorp Q2 net loss $27.9M on repositioning; adjusted EPS $0.19","bullets":["GAAP net loss of $27.9M ($0.22 diluted share) includes $52.4M after-tax notable items from securities repositioning, Territorial acquisition costs, and CA tax law change.","Adjusted net income $24.5M ($0.19 diluted share) vs $22.9M in Q1 2025; net interest income $117.5M, up 17% QoQ.","Net interest margin expanded 15 bps to 2.69%; cost of interest-bearing deposits down 37 bps to 3.77% from Territorial and lower-cost deposits.","Completed acquisition of Territorial Bancorp (Hawaii) effective April 2, 2025; securities repositioning expected to add ~$12M annual interest income.","Board declared $0.14/share quarterly dividend, payable Aug 15 to holders of record Aug 1 (rate unchanged)."],"urls":{"canonical":"https://secwatch.observer/filing/0001128361-25-000033","json":"https://secwatch.observer/filing/0001128361-25-000033.json","markdown":"https://secwatch.observer/filing/0001128361-25-000033.md","text":"https://secwatch.observer/filing/0001128361-25-000033.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1128361/000112836125000033/0001128361-25-000033-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1128361/000112836125000033/hope-20250722.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-18T04:07:55.931993+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}