---
schema_version: "secwatch.filing_event.v1"
accession: "0001128361-25-000033"
form_type: "8-K"
ticker: "HOPE"
cik: "0001128361"
company_name: "HOPE BANCORP INC"
filed_at: "2025-07-22T23:59:59+00:00"
generated_at: "2026-05-18T04:07:55.931993+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Hope Bancorp Q2 net loss $27.9M on repositioning; adjusted EPS $0.19

## Summary
- GAAP net loss of $27.9M ($0.22 diluted share) includes $52.4M after-tax notable items from securities repositioning, Territorial acquisition costs, and CA tax law change.
- Adjusted net income $24.5M ($0.19 diluted share) vs $22.9M in Q1 2025; net interest income $117.5M, up 17% QoQ.
- Net interest margin expanded 15 bps to 2.69%; cost of interest-bearing deposits down 37 bps to 3.77% from Territorial and lower-cost deposits.
- Completed acquisition of Territorial Bancorp (Hawaii) effective April 2, 2025; securities repositioning expected to add ~$12M annual interest income.
- Board declared $0.14/share quarterly dividend, payable Aug 15 to holders of record Aug 1 (rate unchanged).

## SEC filing metadata
- accession: 0001128361-25-000033
- form_type: 8-K
- ticker: HOPE
- cik: 0001128361
- company_name: HOPE BANCORP INC
- filed_at: 2025-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01, 8.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1128361/000112836125000033/0001128361-25-000033-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1128361/000112836125000033/hope-20250722.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001128361-25-000033
- JSON: https://secwatch.observer/filing/0001128361-25-000033.json
- Plain text: https://secwatch.observer/filing/0001128361-25-000033.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.