---
schema_version: "secwatch.filing_event.v1"
accession: "0001139552-26-000003"
form_type: "8-K"
ticker: null
cik: "0001139552"
company_name: "WFN CREDIT CO LLC"
filed_at: "2026-01-05T23:59:59+00:00"
generated_at: "2026-05-16T11:38:04.004084+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.1
calibrated_materiality_score: 0.1
confidence: "low"
source: SEC EDGAR
---

# Comenity Bank amends service agreement performance standards effective Jan 1, 2026

## Summary
- Comenity Bank and Comenity Servicing entered Fifth Addendum to Sixth Amended and Restated Service Agreement.
- Voice connectivity availability performance standard amended to 99.57% (monthly measurement).
- Two new performance standards added: VCC Chat availability 99.99% and Five9 IVA availability 99.99%, both monthly.
- All other terms of the original agreement remain unchanged.

## SEC filing metadata
- accession: 0001139552-26-000003
- form_type: 8-K
- cik: 0001139552
- company_name: WFN CREDIT CO LLC
- filed_at: 2026-01-05T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.1
- calibrated_materiality_score: 0.1
- confidence: low
- sec_items: 1.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1139552/000113955226000003/0001139552-26-000003-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1139552/000113955226000003/a01-01x26wfnform8xkxfiftha.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001139552-26-000003
- JSON: https://secwatch.observer/filing/0001139552-26-000003.json
- Plain text: https://secwatch.observer/filing/0001139552-26-000003.txt

## Key facts
- Material Agreements
  WFN CREDIT CO LLC amended Fifth Addendum with Comenity Servicing LLC (effective 2026-01-01).
  - Action: amendment
  - Counterparty: Comenity Servicing LLC
  - Effective: 2026-01-01
  source text: On January 1, 2026, Comenity Bank (“Bank”) and Comenity Servicing LLC (“CSERV”) entered into the Fifth Addendum (“Fifth Addendum”) to that certain Sixth Amended and Restated Service Agreement, dated as of January 1, 2025, pursuant to which CSERV provides certain services to Bank
  evidence_url: https://www.sec.gov/Archives/edgar/data/1139552/000113955226000003/0001139552-26-000003-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.