---
schema_version: "secwatch.filing_event.v1"
accession: "0001139552-26-000044"
form_type: "8-K"
ticker: null
cik: "0001282663"
company_name: "WORLD FINANCIAL NETWORK CREDIT CARD MASTER NOTE TRUST"
filed_at: "2026-10-01T20:03:39+00:00"
generated_at: "2026-10-12T14:21:43.045782+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.25
calibrated_materiality_score: 0.25
confidence: "high"
source: SEC EDGAR
---

# Comenity Bank merges into Comenity Capital Bank; CCB becomes servicer for WFN credit card trusts

## Summary
- On October 1, 2026, Bread Financial's indirect subsidiary Comenity Bank merged into Comenity Capital Bank, with CCB surviving and assuming all CB rights, duties and obligations as servicer.
- CCB assumed servicing of the World Financial Network Credit Card Master Trust and Note Trust under Aug. 1, 2001 pooling and servicing and transfer and servicing agreements.
- CCB is a Utah industrial bank, FDIC-insured, headquartered in Draper, UT, and confirmed as an Eligible Servicer under both securitization agreements.
- CCB entered a Seventh Amended and Restated Service Agreement with Comenity Servicing LLC effective Oct. 1, 2026; two-year initial term; performance fee credits capped at 10% of monthly service fees.
- CB had serviced the Master Trust credit card receivables since Jan. 17, 1996; CCB is an indirect wholly-owned subsidiary of Bread Financial Holdings.

## SEC filing metadata
- accession: 0001139552-26-000044
- form_type: 8-K
- cik: 0001282663
- company_name: WORLD FINANCIAL NETWORK CREDIT CARD MASTER NOTE TRUST
- filed_at: 2026-10-01T20:03:39+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.25
- calibrated_materiality_score: 0.25
- confidence: high
- sec_items: 1.01, 6.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1282663/000113955226000044/0001139552-26-000044-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1139552/000113955226000044/a10-01x26wfntrustiform8xkx.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001139552-26-000044
- JSON: https://secwatch.observer/filing/0001139552-26-000044.json
- Plain text: https://secwatch.observer/filing/0001139552-26-000044.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.