---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-21-027726"
form_type: "8-K"
ticker: "AAME"
cik: "0000008177"
company_name: "ATLANTIC AMERICAN CORP"
filed_at: "2021-08-10T23:59:59+00:00"
generated_at: "2026-06-29T17:37:22.788926+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "high"
source: SEC EDGAR
---

# Atlantic American Q2 net income falls to $3.0M from $6.5M as claims normalize

## Summary
- Net income $3.0M ($0.14/diluted) vs $6.5M ($0.30) in Q2 2020; six-month net income $2.5M ($0.11) vs net loss $1.6M ($0.09 loss).
- Q2 earnings decline due to $4.5M increase in life & health insurance benefits; claims utilization rose from COVID-19 lows.
- Operating income decreased $7.2M in Q2 and $6.6M year-to-date; CEO cites Medicare supplement claims as primary driver.
- Property & casualty premiums grew; CEO expects strong second half as enrollment periods begin.

## SEC filing metadata
- accession: 0001140361-21-027726
- form_type: 8-K
- ticker: AAME
- cik: 0000008177
- company_name: ATLANTIC AMERICAN CORP
- filed_at: 2021-08-10T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/8177/000114036121027726/0001140361-21-027726-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/8177/000114036121027726/brhc10027774_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-21-027726
- JSON: https://secwatch.observer/filing/0001140361-21-027726.json
- Plain text: https://secwatch.observer/filing/0001140361-21-027726.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.