{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-21-037381","form_type":"8-K","ticker":"AAME","cik":"0000008177","company_name":"ATLANTIC AMERICAN CORP","filed_at":"2021-11-10T23:59:59+00:00","discovered_at":"2026-05-14T18:04:15.691421+00:00","generated_at":"2026-06-28T10:21:02.144585+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Atlantic American reports Q3 net loss of $0.9M vs prior-year net income of $1.9M","bullets":["Q3 2021 net loss $0.9M ($0.05/sh) vs net income $1.9M ($0.09/sh) in Q3 2020.","Operating loss (non-GAAP) $2.4M in Q3 2021 vs $3.0M operating income in Q3 2020.","Insurance benefits and losses increased $5.8M in Q3, driven by Medicare supplement claims returning to historical levels.","Property & casualty premiums reached historic high for Q3; strategic pricing adjustments expected to improve Medicare supplement margins.","Nine-month net income $1.6M ($0.06/sh) vs $0.3M (nil/sh) in prior year period."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-21-037381","json":"https://secwatch.observer/filing/0001140361-21-037381.json","markdown":"https://secwatch.observer/filing/0001140361-21-037381.md","text":"https://secwatch.observer/filing/0001140361-21-037381.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/8177/000114036121037381/0001140361-21-037381-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/8177/000114036121037381/brhc10030436_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T10:21:02.144585+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}