{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-22-015976","form_type":"8-K","ticker":"SPFI","cik":"0001163668","company_name":"SOUTH PLAINS FINANCIAL, INC.","filed_at":"2022-04-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:59.907660+00:00","generated_at":"2026-06-26T04:31:26.047438+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"SPFI Q1 net income $14.3M ($0.78 EPS); loan growth 2.6% annualized, NIM 3.33%","bullets":["Net income of $14.3M down from $14.6M Q4 2021 and $15.2M Q1 2021; diluted EPS $0.78.","Net interest margin 3.33% vs 3.50% Q4 2021; net interest income $29.9M.","Negative provision for loan losses of $2.1M driven by improved credit metrics.","Loans held for investment grew $16.1M to $2.45B; deposits up $108.9M to $3.45B.","Noninterest income $23.7M included $4.5M MSR fair value adjustment; mortgage originations fell $79M."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-22-015976","json":"https://secwatch.observer/filing/0001140361-22-015976.json","markdown":"https://secwatch.observer/filing/0001140361-22-015976.md","text":"https://secwatch.observer/filing/0001140361-22-015976.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163668/000114036122015976/0001140361-22-015976-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163668/000114036122015976/brhc10036719_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T04:31:26.047438+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}