---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-22-026856"
form_type: "8-K"
ticker: "GCBC"
cik: "0001070524"
company_name: "GREENE COUNTY BANCORP INC"
filed_at: "2022-07-25T23:59:59+00:00"
generated_at: "2026-06-24T09:02:59.523417+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Greene County Bancorp reports record FY net income $28.0M; EPS $3.29; added to Russell 2000

## Summary
- Net income $28.0M for FY 2022 vs $23.9M in FY 2021 (+16.9%); diluted EPS $3.29 vs $2.81.
- Total assets $2.6B (+16.9% YoY); deposits $2.2B; net loans $1.2B.
- Provision for loan losses $3.3M (FY 2021: $4.0M); nonperforming loans $6.3M vs $2.3M.
- Net interest income $58.0M (+9.2% YoY); net interest margin 2.53% vs 2.81%.
- Added to Russell 2000 Index effective June 27, 2022.

## SEC filing metadata
- accession: 0001140361-22-026856
- form_type: 8-K
- ticker: GCBC
- cik: 0001070524
- company_name: GREENE COUNTY BANCORP INC
- filed_at: 2022-07-25T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070524/000114036122026856/0001140361-22-026856-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070524/000114036122026856/brhc10039941_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-22-026856
- JSON: https://secwatch.observer/filing/0001140361-22-026856.json
- Plain text: https://secwatch.observer/filing/0001140361-22-026856.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.