{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-22-038005","form_type":"8-K","ticker":"SPFI","cik":"0001163668","company_name":"SOUTH PLAINS FINANCIAL, INC.","filed_at":"2022-10-21T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.783310+00:00","generated_at":"2026-06-23T01:52:18.306460+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"South Plains Financial Q3 net income $15.5M ($0.86 EPS), loan growth 17%, declares $0.12 dividend","bullets":["Net income $15.5M ($0.86 diluted EPS) in Q3 2022 vs $15.9M ($0.88) in Q2 and $15.2M ($0.82) in Q3 2021.","Loans held for investment grew $109.9M (17.0% annualized) to $2.69B; deposits $3.46B (+$34.7M).","Negative provision of $782k; nonperforming assets to total assets 0.19%; net charge-offs (0.10)% annualized.","Tangible book value $18.61 per share, down from $19.50 at June 30, driven by $26.7M AOCI decline from rising rates.","Settled litigation with Kasasa: mutual release of all claims; case dismissed with prejudice on October 7, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-22-038005","json":"https://secwatch.observer/filing/0001140361-22-038005.json","markdown":"https://secwatch.observer/filing/0001140361-22-038005.md","text":"https://secwatch.observer/filing/0001140361-22-038005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163668/000114036122038005/0001140361-22-038005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163668/000114036122038005/brhc10043141_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T01:52:18.306460+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}