---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-22-038022"
form_type: "8-K"
ticker: "GCBC"
cik: "0001070524"
company_name: "GREENE COUNTY BANCORP INC"
filed_at: "2022-10-21T23:59:59+00:00"
generated_at: "2026-06-23T01:51:25.785342+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Greene County Bancorp Q1 net income $9.0M, EPS $1.06 (+27% YoY); Piper Sandler Sm-All Stars 6th year

## Summary
- Net income $9.0M ($1.06 EPS) vs $7.1M ($0.84) prior year, up 27%.
- Net interest income rose $1.4M to $15.8M; net interest margin compressed to 2.58% from 2.67%.
- Provision for loan losses was a benefit of $499K vs charge of $988K year ago; nonperforming loans fell to $5.4M.
- Loans grew $98.5M to $1.3B (8.0% QoQ); deposits rose $114.3M to $2.3B.
- Named to Piper Sandler Sm-All Stars Class of 2022 for sixth consecutive year.

## SEC filing metadata
- accession: 0001140361-22-038022
- form_type: 8-K
- ticker: GCBC
- cik: 0001070524
- company_name: GREENE COUNTY BANCORP INC
- filed_at: 2022-10-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1070524/000114036122038022/0001140361-22-038022-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1070524/000114036122038022/brhc10043167_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-22-038022
- JSON: https://secwatch.observer/filing/0001140361-22-038022.json
- Plain text: https://secwatch.observer/filing/0001140361-22-038022.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.