{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-22-038503","form_type":"8-K","ticker":"FINW","cik":"0001856365","company_name":"Finwise Bancorp","filed_at":"2022-10-26T23:59:59+00:00","discovered_at":"2026-05-14T18:03:52.789183+00:00","generated_at":"2026-06-23T00:56:15.817606+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"FinWise Q3 net income $3.7M, diluted EPS $0.27; loan originations fall to $1.5B","bullets":["Net income $3.7M vs $5.5M in Q2 2022 and $8.4M in Q3 2021; diluted EPS $0.27 vs $0.41 and $0.91.","Loan originations $1.5B, down from $2.1B in Q2 2022 and $1.8B in Q3 2021.","Net interest income $12.5M; provision for loan losses $4.5M, up from $2.9M in Q2.","Effective tax rate 48.7% due to correction of prior-period tax error; nonperforming loans zero.","Share repurchase: 20,000 shares bought back for $0.2M under authorized program."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-22-038503","json":"https://secwatch.observer/filing/0001140361-22-038503.json","markdown":"https://secwatch.observer/filing/0001140361-22-038503.md","text":"https://secwatch.observer/filing/0001140361-22-038503.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1856365/000114036122038503/0001140361-22-038503-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1856365/000114036122038503/brhc10043277_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-23T00:56:15.817606+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}