---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-22-038503"
form_type: "8-K"
ticker: "FINW"
cik: "0001856365"
company_name: "Finwise Bancorp"
filed_at: "2022-10-26T23:59:59+00:00"
generated_at: "2026-06-23T00:56:15.817606+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# FinWise Q3 net income $3.7M, diluted EPS $0.27; loan originations fall to $1.5B

## Summary
- Net income $3.7M vs $5.5M in Q2 2022 and $8.4M in Q3 2021; diluted EPS $0.27 vs $0.41 and $0.91.
- Loan originations $1.5B, down from $2.1B in Q2 2022 and $1.8B in Q3 2021.
- Net interest income $12.5M; provision for loan losses $4.5M, up from $2.9M in Q2.
- Effective tax rate 48.7% due to correction of prior-period tax error; nonperforming loans zero.
- Share repurchase: 20,000 shares bought back for $0.2M under authorized program.

## SEC filing metadata
- accession: 0001140361-22-038503
- form_type: 8-K
- ticker: FINW
- cik: 0001856365
- company_name: Finwise Bancorp
- filed_at: 2022-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1856365/000114036122038503/0001140361-22-038503-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1856365/000114036122038503/brhc10043277_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-22-038503
- JSON: https://secwatch.observer/filing/0001140361-22-038503.json
- Plain text: https://secwatch.observer/filing/0001140361-22-038503.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.