{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-22-038545","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2022-10-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.569308+00:00","generated_at":"2026-06-22T23:29:25.510119+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Farmers & Merchants Bancorp reports record Q3 net income $19.5M, EPS $25.20, up 13.7% YoY","bullets":["Record net income $19.5M ($25.20 EPS) vs $17.5M ($22.16) in Q3 2021; up 13.7%.","Net interest margin 3.95%, up 42 bps from Q2 2022; net interest income rose 28.3% YoY to $50.5M.","Total assets $5.5B (+7.1% YoY); loans held for investment grew 9.67% ex-PPP; deposits up 7.5%.","Provision for credit losses $1.5M in Q3; non-performing loans just 0.02% of total loans.","Repurchased 6,368 shares (0.82% of shares) during Q3; tangible book value per share $589.03, up 5.8% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-22-038545","json":"https://secwatch.observer/filing/0001140361-22-038545.json","markdown":"https://secwatch.observer/filing/0001140361-22-038545.md","text":"https://secwatch.observer/filing/0001140361-22-038545.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036122038545/0001140361-22-038545-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036122038545/brhc10043305_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T23:29:25.510119+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5be49ea611d08883e66b73966e1dabd22ccbfa43","claim":"FARMERS & MERCHANTS BANCORP reported third quarter and year-to-date ending September 30, 2022 results: net income $19.5 million, EPS $25.20 per diluted common share.","evidence_excerpt":"On October 26, 2022, Farmers & Merchants Bancorp issued a press release concerning financial results for the third quarter and year-to-date ending September 30, 2022, a copy of which is included as Exhibit 99 and incorporated herein by reference.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1085913/000114036122038545/0001140361-22-038545-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"third quarter and year-to-date ending September 30, 2022"},{"label":"Net income","value":"$19.5 million"},{"label":"EPS","value":"$25.20 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}