{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-22-039697","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2022-11-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:49.131555+00:00","generated_at":"2026-06-22T07:33:04.656534+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Broadway Financial Q3 net income $1.3M, up 553% YoY; NIM expands to 3.02%","bullets":["Net earnings of $1.3M ($0.02 diluted EPS) vs $182K ($0.00) in Q3 2021.","Net interest income up 43.7% to $8.6M; net interest margin +59 bps to 3.02%.","Loan originations over $101M (+20.7% YoY); total loans $726.7M.","Equity increased to $277.4M from $141.0M, driven by $150M Series C preferred stock issuance.","Loan loss provision $1.0M (up from $365K) due to loan growth and credit reclassification."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-22-039697","json":"https://secwatch.observer/filing/0001140361-22-039697.json","markdown":"https://secwatch.observer/filing/0001140361-22-039697.md","text":"https://secwatch.observer/filing/0001140361-22-039697.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036122039697/0001140361-22-039697-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036122039697/brhc10043597_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T07:33:04.656534+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"26f5fc97e01ee462f9e08060e1ddb09b3cabc22e","claim":"BROADWAY FINANCIAL CORP \\DE\\ reported the third quarter of 2022 results: net income $1.3 million, EPS $0.02 per diluted share.","evidence_excerpt":"Broadway Financial Corporation (“Broadway”, “we”, or the “Company”) (NASDAQ Capital Market: BYFC), reported consolidated net earnings of $1.3 million, or $0.02 per diluted share, for the third quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1001171/000114036122039697/0001140361-22-039697-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the third quarter of 2022"},{"label":"Net income","value":"$1.3 million"},{"label":"EPS","value":"$0.02 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}