---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-23-001066"
form_type: "8-K"
ticker: "TLF"
cik: "0000909724"
company_name: "TANDY LEATHER FACTORY INC"
filed_at: "2023-01-09T23:59:59+00:00"
generated_at: "2026-06-20T18:29:30.583399+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "high"
source: SEC EDGAR
---

# Tandy Leather Factory enters $5M credit facility with JPMorgan Chase

## Summary
- Company entered Credit Agreement with JPMorgan Chase Bank on Jan 3, 2023 for up to $5,000,000.
- Facility secured by cash, inventory, and equipment; includes standard covenants.
- No prior long-term debt or active credit facilities; no current plan to draw.
- Borrowings may be used for general corporate purposes, such as seasonal inventory or working capital.

## SEC filing metadata
- accession: 0001140361-23-001066
- form_type: 8-K
- ticker: TLF
- cik: 0000909724
- company_name: TANDY LEATHER FACTORY INC
- filed_at: 2023-01-09T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: high
- sec_items: 1.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/909724/000114036123001066/0001140361-23-001066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/909724/000114036123001066/brhc10046465_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-23-001066
- JSON: https://secwatch.observer/filing/0001140361-23-001066.json
- Plain text: https://secwatch.observer/filing/0001140361-23-001066.txt

## Key facts
- Material Agreements
  TANDY LEATHER FACTORY INC entered into Credit Agreement with JPMorgan Chase Bank, N.A. valued at $5,000,000 (effective 2023-01-03).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: JPMorgan Chase Bank, N.A.
  - Value: $5,000,000
  - Effective: 2023-01-03
  source text: On January 3, 2023, Tandy Leather Factory, Inc. (the “Company”) entered into a Credit Agreement (the “Credit Agreement”) with JPMorgan Chase Bank, N.A. (the “Bank”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/909724/000114036123001066/0001140361-23-001066-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.