{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-002283","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2023-01-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.774375+00:00","generated_at":"2026-06-20T12:14:19.015129+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp reports record net income of $16.2M for H1 FY2023; EPS $1.91","bullets":["Net income for six months ended Dec 31, 2022: $16.2M ($1.91 EPS), up 16% from $14.0M ($1.64 EPS) YoY; Q2 net income $7.2M ($0.85 EPS).","Total assets $2.6B; net loans grew 11.3% to $1.4B, led by $110M commercial real estate loans.","Provision for loan losses was a $255K benefit for six months vs $2.3M charge YoY; nonperforming loans fell to 0.39% of net loans.","Net interest margin narrowed 4 bps to 2.57% for six months due to higher deposit costs; noninterest expense included $1.2M litigation reserve.","Deposits grew 2.4% to $2.3B; shareholders' equity rose to $168.2M from $157.7M at June 30, 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-002283","json":"https://secwatch.observer/filing/0001140361-23-002283.json","markdown":"https://secwatch.observer/filing/0001140361-23-002283.md","text":"https://secwatch.observer/filing/0001140361-23-002283.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123002283/0001140361-23-002283-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123002283/brhc10046861_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T12:14:19.015129+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"d1edf8d7904bddfc677b019fc4375bedd8e26e23","claim":"GREENE COUNTY BANCORP INC reported the three and six months ended December 31, 2022 results: net income $7.2 million, or $0.85 per basic and diluted share, and $16.2 million, or $1.91 per basic and diluted share.","evidence_excerpt":"Greene County Bancorp, Inc. issued a press release disclosing financial results for the three and six months ended December 31, 2022.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123002283/0001140361-23-002283-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three and six months ended December 31, 2022"},{"label":"Net income","value":"$7.2 million, or $0.85 per basic and diluted share, and $16.2 million, or $1.91 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}