{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-006035","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2023-02-10T23:59:59+00:00","discovered_at":"2026-05-14T18:03:43.394739+00:00","generated_at":"2026-06-19T17:18:20.670231+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Broadway Financial posts Q4 2022 net earnings of $1.5M; full-year net income $5.6M","bullets":["Net earnings of $1.5M ($0.02 diluted EPS) in Q4 2022 vs net loss of $1.4M (($0.02)) in Q4 2021.","Full-year 2022 net earnings $5.6M ($0.08 EPS) vs net loss $4.1M (($0.07)) in 2021.","Net interest income increased 42.5% to $9.0M in Q4; net interest margin expanded to 3.26% from 2.50%.","Loan originations exceeded $273M in 2022, largest annual total ever; pre-tax profit $8.1M.","Deposits decreased $101.1M to $686.9M due to customer withdrawals and higher rates elsewhere."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-006035","json":"https://secwatch.observer/filing/0001140361-23-006035.json","markdown":"https://secwatch.observer/filing/0001140361-23-006035.md","text":"https://secwatch.observer/filing/0001140361-23-006035.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123006035/0001140361-23-006035-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123006035/brhc10047938_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-19T17:18:20.670231+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5c2db3bd647d61c4a379c02cfd9dfd0461105d98","claim":"BROADWAY FINANCIAL CORP \\DE\\ reported for the fourth quarter of 2022 results: net income 1.5 million, EPS 0.02 per diluted share.","evidence_excerpt":"Broadway Financial Corporation (“Broadway”, “we”, or the “Company”) (NASDAQ Capital Market: BYFC), parent company of City First Bank, National Association (the “Bank”, and collectively, with the Company, “Broadway” or “City First Broadway”), reported consolidated net earnings of $1.5 million, or $0. 02 per diluted share, for the fourth quarter of 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123006035/0001140361-23-006035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the fourth quarter of 2022"},{"label":"Net income","value":"1.5 million"},{"label":"EPS","value":"0.02 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"648849367e58c4c9cf48f831ca46b201d63cdce1","claim":"BROADWAY FINANCIAL CORP \\DE\\ reported for the year ended December 31, 2022 results: net income 5.6 million, EPS 0.08 per diluted share.","evidence_excerpt":"For the year ended December 31, 2022, the Company reported net earnings of $5.6 million, or $0.08 per diluted share, compared to a net loss of $4.1 million, or ($0.07) per diluted share, for the year ended December 31, 2021","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123006035/0001140361-23-006035-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"for the year ended December 31, 2022"},{"label":"Net income","value":"5.6 million"},{"label":"EPS","value":"0.08 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}