{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-019375","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2023-04-20T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.857210+00:00","generated_at":"2026-06-16T22:08:56.029532+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp Q3 net income $8.1M; nine-month record $24.3M, up 15% YoY","bullets":["Net income $8.1M ($0.48/sh) for Q3; $24.3M ($1.43/sh) for nine months, both up ~15% YoY.","Net interest income rose to $15.2M (Q3) and $47.0M (nine months), up $1.1M and $4.1M YoY.","Total assets $2.7B (+6.1% vs June 2022); net loans $1.4B (+12.9%); deposits $2.5B (+11.7%).","Credit quality improved: nonperforming loans $4.7M (0.34% of loans) vs $6.3M; provision benefit of $1.2M.","ROAA 1.26% and ROAE 19.51% for nine months; capital remains strong."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-019375","json":"https://secwatch.observer/filing/0001140361-23-019375.json","markdown":"https://secwatch.observer/filing/0001140361-23-019375.md","text":"https://secwatch.observer/filing/0001140361-23-019375.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123019375/0001140361-23-019375-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123019375/brhc20051690_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-16T22:08:56.029532+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"6cd002349c02e96406caf0bd51569255882bdb5a","claim":"GREENE COUNTY BANCORP INC reported the nine months ended March 31, 2023 results: net income $24.3 million, EPS $1.43 per basic and diluted share.","evidence_excerpt":"Net income for the three and nine months ended March 31, 2023 was $8.1 million, or $0.48 per basic and diluted share, and $24.3 million, or $1.43 per basic and diluted share, respectively","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123019375/0001140361-23-019375-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the nine months ended March 31, 2023"},{"label":"Net income","value":"$24.3 million"},{"label":"EPS","value":"$1.43 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"d6dbb544553f1ff09fdb103d6bc1bba95b9f940f","claim":"GREENE COUNTY BANCORP INC reported the three months ended March 31, 2023 results: net income $8.1 million, EPS $0.48 per basic and diluted share.","evidence_excerpt":"Net income for the three and nine months ended March 31, 2023 was $8.1 million, or $0.48 per basic and diluted share, and $24.3 million, or $1.43 per basic and diluted share, respectively","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123019375/0001140361-23-019375-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the three months ended March 31, 2023"},{"label":"Net income","value":"$8.1 million"},{"label":"EPS","value":"$0.48 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}