{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-023234","form_type":"8-K","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2023-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.516368+00:00","generated_at":"2026-06-15T15:34:07.211445+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Broadway Financial Q1 net income $1.6M, EPS $0.02; net interest margin up to 2.96%","bullets":["Net earnings $1.6M ($0.02 diluted) vs $958k ($0.01) in Q1 2022; net interest income +15.4% to $8.3M.","Net interest margin improved 20 bps to 2.96%; total assets $1.2B (+1.8%) and loans $777.1M (+1.2%).","No non-accrual loans at Q1 end; CECL adoption increased ACL by $1.8M with a $537k net charge to retained earnings.","Deposits decreased $29.4M to $657.6M; uninsured deposits now 25% of total vs 31% in Dec 2022."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-023234","json":"https://secwatch.observer/filing/0001140361-23-023234.json","markdown":"https://secwatch.observer/filing/0001140361-23-023234.md","text":"https://secwatch.observer/filing/0001140361-23-023234.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123023234/0001140361-23-023234-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123023234/brhc20052563_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T15:34:07.211445+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c8cba00ca35d7769a3b58fd92ec925956676faae","claim":"BROADWAY FINANCIAL CORP \\DE\\ reported first quarter of 2023 results: net income 1.6 million, EPS 0.02 per diluted share.","evidence_excerpt":"Broadway Financial Corporation (the \"Company\") issued a press release announcing results for the quarter ended March 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123023234/0001140361-23-023234-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2023"},{"label":"Net income","value":"1.6 million"},{"label":"EPS","value":"0.02 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}