{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-024881","form_type":"8-K/A","ticker":"BYFC","cik":"0001001171","company_name":"BROADWAY FINANCIAL CORP \\DE\\","filed_at":"2023-05-16T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.516072+00:00","generated_at":"2026-06-14T23:00:55.835768+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Broadway Financial posts Q1 net earnings of $1.6M, up 67% YoY; net interest margin expands to 2.96%","bullets":["Net earnings $1.6M ($0.02 diluted EPS) vs $958K ($0.01) in Q1 2022; net interest income up 15.4% to $8.3M.","Net interest margin rose 20 bps to 2.96% from 2.76%; interest income up 39.5% to $11.0M.","Total assets $1.2B (+1.8% vs Dec 31, 2022); loans $776.1M (+1.0%); deposits fell $29.4M to $657.6M.","Adopted CECL on Jan 1, 2023: increased ACL by $1.8M, retained earnings charge of $1.3M net of tax.","No non-accrual loans at quarter end; uninsured deposits improved to 25% of total deposits."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-024881","json":"https://secwatch.observer/filing/0001140361-23-024881.json","markdown":"https://secwatch.observer/filing/0001140361-23-024881.md","text":"https://secwatch.observer/filing/0001140361-23-024881.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123024881/0001140361-23-024881-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1001171/000114036123024881/brhc20053008_8-ka.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-14T23:00:55.835768+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}