{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-034016","form_type":"8-K","ticker":"BFH","cik":"0001101215","company_name":"BREAD FINANCIAL HOLDINGS, INC.","filed_at":"2023-07-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.141641+00:00","generated_at":"2026-06-13T09:47:02.073521+00:00","sec_items":["5.02","9.01"],"event_type":"leadership","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Joyce St. Clair appointed to Bread Financial board as independent director","bullets":["Appointed effective July 10, 2023; board expands to 8 directors.","Will serve on Compensation & Human Capital and Risk committees.","Retired from Northern Trust in 2022 as EVP/CHRO; also held Chief Risk Officer role.","Board determined independence under NYSE rules; compensation per standard non-employee director plan."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-034016","json":"https://secwatch.observer/filing/0001140361-23-034016.json","markdown":"https://secwatch.observer/filing/0001140361-23-034016.md","text":"https://secwatch.observer/filing/0001140361-23-034016.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1101215/000114036123034016/0001140361-23-034016-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1101215/000114036123034016/brhc20055762_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T09:47:02.073521+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5b30bf55bc","claim":"Joyce St. Clair was appointed as director at BREAD FINANCIAL HOLDINGS, INC..","evidence_excerpt":"On July 10, 2023, the Board of Directors (the “ Board ”) of Bread Financial Holdings, Inc. (the “ Company ”) voted to expand the size of the Board to eight directors and appointed Joyce St. Clair as a director and member of each of the Risk Committee and the Compensation & Human Capital Committee, all effective as of July 10, 2023.","evidence_source":"SEC 8-K Item 5.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1101215/000114036123034016/0001140361-23-034016-index.htm","confidence":1.0,"family_label":"Executive change","details":[{"label":"Action","value":"appointed"},{"label":"Role","value":"director"}],"fact_type":"executive_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}