{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-23-035873","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2023-07-24T23:59:59+00:00","discovered_at":"2026-05-14T18:03:33.076372+00:00","generated_at":"2026-06-13T03:56:36.055158+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Greene County Bancorp reports record FY net income of $30.8M, up 10% YoY","bullets":["FY 2023 net income $30.8M ($1.81 EPS), up 10% from $28.0M ($1.64 EPS) in FY 2022.","Total assets $2.7B, deposits $2.4B (+10.1%), loans $1.4B (+12.9%) at June 30, 2023.","Net interest margin fell to 2.24% in Q4 2023 from 2.50% in Q4 2022 as deposit costs rose faster.","Loan loss provision: $1.1M benefit in FY 2023 vs $3.3M charge in FY 2022; nonperformers decreased.","Opened 18th branch in East Greenbush, NY, expanding into Rensselaer County."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-23-035873","json":"https://secwatch.observer/filing/0001140361-23-035873.json","markdown":"https://secwatch.observer/filing/0001140361-23-035873.md","text":"https://secwatch.observer/filing/0001140361-23-035873.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123035873/0001140361-23-035873-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123035873/brhc20056308_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T03:56:36.055158+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"77f05ab5d63088b8ef38d2a8d853d52ee5b57241","claim":"GREENE COUNTY BANCORP INC reported the fiscal year ended June 30, 2023 results: net income $30.8 million, EPS $1.81 per basic and diluted share.","evidence_excerpt":"Net Income: New high of $30.8 million for the fiscal year ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123035873/0001140361-23-035873-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the fiscal year ended June 30, 2023"},{"label":"Net income","value":"$30.8 million"},{"label":"EPS","value":"$1.81 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"f0e288ae41b888a660bac1318bcdbc524e3b1763","claim":"GREENE COUNTY BANCORP INC reported the quarter ended June 30, 2023 results: net income $6.5 million, EPS $0.38 per basic and diluted share.","evidence_excerpt":"Net income for the quarter and fiscal year ended June 30, 2023 was $6.5 million, or $0.38 per basic and diluted share, and $30.8 million, or $1.81 per basic and diluted share, respectively, as compared to $6.8 million, or $0.40 per basic and diluted share, and $28.0 million, or $1.64 per basic and diluted share, for the quarter and fiscal year ended June 30, 2022, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036123035873/0001140361-23-035873-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$6.5 million"},{"label":"EPS","value":"$0.38 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}