---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-23-049593"
form_type: "8-K"
ticker: "BSVN"
cik: "0001746129"
company_name: "Bank7 Corp."
filed_at: "2023-10-26T23:59:59+00:00"
generated_at: "2026-06-09T08:41:22.206627+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Bank7 Corp Q3 net income $7.9M (-2.3% YoY); credit provision rises on non-accrual loan

## Summary
- EPS $0.85 diluted vs $0.87 YoY; adjusted EPS $0.91 excluding $1M interest loss and $3M specific reserve from one credit.
- Net interest income $20.7M, up 8.9% YoY; NIM 4.87% vs 5.04% prior year.
- Record PPE $14.4M (+12.6% YoY); efficiency ratio 33.6% (record low).
- Total loans $1.4B (+12.9% YoY); total deposits $1.59B (+11.5%).
- Company expects additional ACL charge or write-down in Q4 related to the non-accrual relationship.

## SEC filing metadata
- accession: 0001140361-23-049593
- form_type: 8-K
- ticker: BSVN
- cik: 0001746129
- company_name: Bank7 Corp.
- filed_at: 2023-10-26T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746129/000114036123049593/0001140361-23-049593-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746129/000114036123049593/ef20013136_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-23-049593
- JSON: https://secwatch.observer/filing/0001140361-23-049593.json
- Plain text: https://secwatch.observer/filing/0001140361-23-049593.txt

## Key facts
- Earnings Releases
  Bank7 Corp. reported quarter ended September 30, 2023 results: net income $7.9 million, EPS $0.85.
  - Period: quarter ended September 30, 2023
  - Net income: $7.9 million
  - EPS: $0.85
  - Result: reported results
  source text: For the three months ended September 30, 2023 compared to the three months ended September 30, 2022: - Net Income of $7.9 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1746129/000114036123049593/0001140361-23-049593-index.htm
- Earnings Releases
  Bank7 Corp. reported nine months ended September 30, 2023 results: net income $27.2 million, EPS $2.94.
  - Period: nine months ended September 30, 2023
  - Net income: $27.2 million
  - EPS: $2.94
  - Result: reported results
  source text: Nine months ended September 30, 2023 compared to nine months ended September 30, 2022 - Net Income of $27.2 million
  evidence_url: https://www.sec.gov/Archives/edgar/data/1746129/000114036123049593/0001140361-23-049593-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.