{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-003393","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2024-01-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:23.290694+00:00","generated_at":"2026-06-06T19:46:36.365602+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Greene County Bancorp reports net income $12.2M for H1 FY2024, down 25% YoY","bullets":["Net income $12.2M ($0.72 EPS) for six months ended Dec 31, 2023 vs $16.2M ($0.95 EPS) prior year.","Net interest income fell $5.9M to $25.9M; net interest margin 2.03% vs 2.57% a year ago.","Total assets hit record $2.7B; net loans record $1.4B, up 3.6% from June 30, 2023.","Deposits decreased $102.3M (4.2%) to $2.3B; brokered deposits increased to $64.1M.","Nonperforming loans stable at $5.6M; allowance for credit losses at 1.39% of total loans."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-003393","json":"https://secwatch.observer/filing/0001140361-24-003393.json","markdown":"https://secwatch.observer/filing/0001140361-24-003393.md","text":"https://secwatch.observer/filing/0001140361-24-003393.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124003393/0001140361-24-003393-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124003393/ef20019527_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T19:46:36.365602+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"144b3acf4f9f3eccddb58be94294184d68e4a23a","claim":"GREENE COUNTY BANCORP INC reported three and six months ended December 31, 2023 results: net income $12.2 million, EPS $0.72 per basic and diluted share.","evidence_excerpt":"Greene County Bancorp, Inc. Reports Net Income of $12.2 million for the Six Months Ended December 31, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124003393/0001140361-24-003393-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three and six months ended December 31, 2023"},{"label":"Net income","value":"$12.2 million"},{"label":"EPS","value":"$0.72 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}