NBT Bancorp Q4 net income $30.4M, EPS $0.64; full-year EPS $2.65, down from $3.52; dividend increased to $0.32

NBT BANCORP INC

2023-FY EPS reported $2.65 revenue$144,742,000

Q4 2023 net income $30.4M ($0.64 diluted EPS) vs $36.1M ($0.84) a year ago; operating EPS $0.72 vs $0.86.
Full-year 2023 net income $118.8M ($2.65 EPS) vs $152.0M ($3.52) in 2022; operating EPS $3.23 vs $3.56.
Net interest margin (FTE) 3.15%, down 6 bps QoQ; total loans $9.65B, up $1.50B YoY including Salisbury acquisition.
Board declares Q1 dividend $0.32 per share, a 6.7% increase from prior year; payable March 15, 2024 to record March 1.
Nonperforming loans to total loans 0.39%, up from 0.25% prior quarter; net charge-offs 0.22% of avg loans.

item 2.02 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

NBT BANCORP INC reported the quarter ended December 31, 2023 results: net income $30.4 million, EPS $0.64 per diluted common share.

Period: the quarter ended December 31, 2023
Net income: $30.4 million
EPS: $0.64 per diluted common share
Result: reported results

Exact text from the filing

Net income for the three months ended December 31, 2023 was $30.4 million, or $0.64 per diluted common share, compared to $36.1 million, or $0.84 per diluted common

View on SEC.gov

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

NBT BANCORP INC reported the year ended December 31, 2023 results: net income $118.8 million, EPS $2.65 per diluted common share.

Period: the year ended December 31, 2023
Net income: $118.8 million
EPS: $2.65 per diluted common share
Result: reported results

Exact text from the filing

Net income for the year ended December 31, 2023 was $118.8 million, or $2.65 per diluted common share, compared to $152.0 million, or $3.52 per diluted common share, in

View on SEC.gov

39 earnings releases filed in the last 30 days. Browse all earnings releases →

NBT BANCORP INC filing history →

Source: SEC EDGAR

accession 0001140361-24-003437

view filing index on sec.gov

view primary document

Machine-readable: JSON · Markdown · Plain text

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.