{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-004137","form_type":"8-K","ticker":"BSVN","cik":"0001746129","company_name":"Bank7 Corp.","filed_at":"2024-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:25.373956+00:00","generated_at":"2026-06-06T15:59:52.540676+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Bank7 Q4 net income plunges 87% to $1.1M on $15.5M provision for one large credit","bullets":["Q4 EPS $0.12 (diluted) vs $0.91 YoY; full-year EPS $3.05 vs $3.22.","Q4 provision for credit losses surged to $15.5M from $1.6M; CEO cites one large credit.","Full-year pre-provision earnings (PPE) rose 33% to a record $58.4M; net interest margin 4.97%.","Total deposits grew 11% YoY to $1.59B; adjusted uninsured deposits covered 1.75x by liquidity.","Bank remains well-capitalized: Tier 1 leverage 9.54%, CET1 11.49%, debt-free balance sheet."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-004137","json":"https://secwatch.observer/filing/0001140361-24-004137.json","markdown":"https://secwatch.observer/filing/0001140361-24-004137.md","text":"https://secwatch.observer/filing/0001140361-24-004137.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746129/000114036124004137/0001140361-24-004137-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746129/000114036124004137/ef20019967_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T15:59:52.540676+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8ea622eec3abd7d4f1b843678bba7a2c9b34ba76","claim":"Bank7 Corp. reported the quarter and year ended December 31, 2023 results: net income Net income of $1.1 million compared to $8.4 million, a decrease of 87.24%, EPS Earnings per share of $0.12 compared to $0.91, a decrease of 87.36%.","evidence_excerpt":"Bank7 Corp. Announces Q4 2023 and Full Year Earnings Oklahoma City, January 29, 2024 – Bank7 Corp. (NASDAQ: BSVN) (“the Company”), the parent company of Oklahoma City-based Bank7 (the “Bank”), today reported unaudited results for the quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1746129/000114036124004137/0001140361-24-004137-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter and year ended December 31, 2023"},{"label":"Net income","value":"Net income of $1.1 million compared to $8.4 million, a decrease of 87.24%"},{"label":"EPS","value":"Earnings per share of $0.12 compared to $0.91, a decrease of 87.36%"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}