{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-016948","form_type":"8-K","ticker":"AAME","cik":"0000008177","company_name":"ATLANTIC AMERICAN CORP","filed_at":"2024-04-01T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.063681+00:00","generated_at":"2026-06-04T05:05:02.749202+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Atlantic American posts Q4 net loss of $2.2M, full-year loss of $0.2M; declares $0.02 dividend","bullets":["Q4 2023 net loss of $2.2M ($0.11/diluted share) vs net income of $1.0M ($0.05) in Q4 2022.","Full year 2023 net loss of $0.2M ($0.03/diluted share) vs net income of $1.5M ($0.06) in 2022.","Operating income (non-GAAP) fell to a $4.3M loss in Q4 2023 from $3.5M income; full-year operating income $1.5M vs $9.6M in 2022.","Decline driven by higher insurance benefits/losses, lower earned premiums, and increased debt service costs.","Board declared annual dividend of $0.02/share, payable April 26 to holders of record April 12."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-016948","json":"https://secwatch.observer/filing/0001140361-24-016948.json","markdown":"https://secwatch.observer/filing/0001140361-24-016948.md","text":"https://secwatch.observer/filing/0001140361-24-016948.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/8177/000114036124016948/0001140361-24-016948-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/8177/000114036124016948/ef20025542_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-04T05:05:02.749202+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"663bca1388066b64677c42c4392455b800a1d841","claim":"ATLANTIC AMERICAN CORP reported fourth quarter and year ended December 31, 2023 results: net income net loss of $2.2 million, or ($0.11) per diluted share (Q4 2023); net loss of $0.2 million, or ($0.03) per diluted share.","evidence_excerpt":"On April 1, 2024, Atlantic American Corporation (the \"Registrant\") reported its results of operations for its fourth quarter and year ended December 31, 2023.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/8177/000114036124016948/0001140361-24-016948-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"fourth quarter and year ended December 31, 2023"},{"label":"Net income","value":"net loss of $2.2 million, or ($0.11) per diluted share (Q4 2023); net loss of $0.2 million, or ($0.03) per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}