{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-020324","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2024-04-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.228478+00:00","generated_at":"2026-06-03T21:29:39.422099+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Farmers & Merchants Bancorp Q1 2024 EPS $30.56, net income $22.7M","bullets":["Net income $22.7M, EPS $30.56; adjusted net income up vs Q1 2023 excluding one-time items.","ROAA 1.71%, ROAE 16.33%; efficiency ratio 44.94%, down from 47.62% YoY.","Total assets $5.7B; deposits $5.0B, up 9.26% YoY; loans $3.6B, up 7.82% YoY.","No non-accrual loans; allowance for credit losses $75M (2.02% of loans).","Total risk-based capital ratio 14.23%; tangible book value $743.08, up 14.52% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-020324","json":"https://secwatch.observer/filing/0001140361-24-020324.json","markdown":"https://secwatch.observer/filing/0001140361-24-020324.md","text":"https://secwatch.observer/filing/0001140361-24-020324.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124020324/0001140361-24-020324-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124020324/ef20027093_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T21:29:39.422099+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ecf275dc3bf4a760eacccef1836e914eed5e0541","claim":"FARMERS & MERCHANTS BANCORP reported the first quarter of 2024 results: net income $22.7 million, EPS $30.56 per diluted common share.","evidence_excerpt":"Farmers & Merchants Bancorp (OTCQX: FMCB) (the “Company” or “FMCB”), the parent company of Farmers & Merchants Bank of Central California (the “Bank” or “F&M Bank”), reported net income of $22.7 million, or $30.56 per diluted common share for the first quarter of 2024","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124020324/0001140361-24-020324-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the first quarter of 2024"},{"label":"Net income","value":"$22.7 million"},{"label":"EPS","value":"$30.56 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}