{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-021236","form_type":"8-K","ticker":"GCBC","cik":"0001070524","company_name":"GREENE COUNTY BANCORP INC","filed_at":"2024-04-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:17.175827+00:00","generated_at":"2026-06-03T11:17:33.266301+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Greene County Bancorp Q3 net income drops 27% to $5.9M; EPS $0.34","bullets":["Net income Q3 FY2024: $5.9M ($0.34 per share) vs $8.1M ($0.48) a year ago.","Nine-month net income $18.0M ($1.06 per share) vs $24.3M ($1.43), down 25.9%.","Net interest margin fell to 1.90% from 2.43% due to higher deposit costs and inverted yield curve.","Total assets $2.9B and net loans $1.5B, both record highs; deposits up 4.9% to $2.6B.","Opened new Capital Region Banking Center in Albany, NY on March 19, 2024."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-021236","json":"https://secwatch.observer/filing/0001140361-24-021236.json","markdown":"https://secwatch.observer/filing/0001140361-24-021236.md","text":"https://secwatch.observer/filing/0001140361-24-021236.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124021236/0001140361-24-021236-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124021236/ef20027493_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T11:17:33.266301+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"8215e3ec6803768bd89991851d89d36d84ccccf9","claim":"GREENE COUNTY BANCORP INC reported three months ended March 31, 2024 results: net income $5.9 million, EPS $0.34 per basic and diluted share.","evidence_excerpt":"Net income for the three and nine months ended March 31, 2024 was $5.9 million, or $0.34 per basic and diluted share, and $18.0 million, or $1.06 per basic and diluted share, respectively, as compared to $8.1 million, or $0.48 per basic and diluted share, and $24.3 million, or $1.43 per basic and diluted share, for the three and nine months ended March 31, 2023, respectively.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070524/000114036124021236/0001140361-24-021236-index.htm","confidence":1.0,"family_label":"Earnings Releases","details":[{"label":"Period","value":"three months ended March 31, 2024"},{"label":"Net income","value":"$5.9 million"},{"label":"EPS","value":"$0.34 per basic and diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}