{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-022696","form_type":"8-K","ticker":null,"cik":"0000920112","company_name":"HEARTLAND FINANCIAL USA INC","filed_at":"2024-04-29T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.449267+00:00","generated_at":"2026-06-03T06:06:58.333417+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Heartland Financial Q1 net income $49.7M, EPS $1.16; announces Rocky Mountain Bank sale","bullets":["Net income $49.7M ($1.16 diluted EPS); adjusted EPS $1.22, excluding $3.4M in acquisition/restructuring and FDIC special assessment.","Net interest margin (FTE) 3.57%, up from 3.52% Q4 2023; loan yield 6.63% vs 6.49%.","Customer deposits grew $9.2M (ex-Rocky Mountain Bank); wholesale deposits reduced by $312.4M.","Announced sale of Rocky Mountain Bank (9 branches) for pre-tax premium $30-35M; expected close early Q3 2024.","Nonperforming assets down 11% to $98M (0.51% of assets)."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-022696","json":"https://secwatch.observer/filing/0001140361-24-022696.json","markdown":"https://secwatch.observer/filing/0001140361-24-022696.md","text":"https://secwatch.observer/filing/0001140361-24-022696.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/920112/000114036124022696/0001140361-24-022696-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/920112/000114036124022696/ny20027917x2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-03T06:06:58.333417+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fc5b8a683816615440c2da647050c602c41c8d7a","claim":"HEARTLAND FINANCIAL USA INC reported financial results for the quarter ended March 31, 2024.","evidence_excerpt":"On April 29, 2024, Heartland Financial USA, Inc. (\"HTLF\") issued a news release announcing its earnings for the quarter ended March 31, 2024.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/920112/000114036124022696/0001140361-24-022696-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2024"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}