{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-027302","form_type":"8-K","ticker":"TRST","cik":"0000357301","company_name":"TRUSTCO BANK CORP N Y","filed_at":"2024-05-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:21.589353+00:00","generated_at":"2026-06-01T09:24:55.676858+00:00","sec_items":["5.07","8.01","9.01"],"event_type":"other_material","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"TrustCo Q1 net income $12.1M, book value $34.12, loan growth 5.2% at annual meeting","bullets":["Net income $12.1M in Q1 2024, up from $9.8M in Q4 2023 (ROAA 0.80%, ROAE 7.54%).","Book value $34.12, up $1.81 from Q1 2023; consolidated equity to assets 10.51%.","Loan growth 5.2% YoY; NPLs 0.37% of total loans; net recoveries for seven consecutive quarters.","Dividend yield in top 90th percentile of peer group; $755M dividends paid since 2000.","All director nominees elected with >90% support; say-on-pay approved 87.22%; auditor ratified 97.74%."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-027302","json":"https://secwatch.observer/filing/0001140361-24-027302.json","markdown":"https://secwatch.observer/filing/0001140361-24-027302.md","text":"https://secwatch.observer/filing/0001140361-24-027302.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/357301/000114036124027302/0001140361-24-027302-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/357301/000114036124027302/ef20029896_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-01T09:24:55.676858+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}