{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-033403","form_type":"8-K","ticker":"FMCB","cik":"0001085913","company_name":"FARMERS & MERCHANTS BANCORP","filed_at":"2024-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.134714+00:00","generated_at":"2026-05-31T20:07:04.706940+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Farmers & Merchants Bancorp Q2 net income $21.8M, EPS $29.39, up 4.85% YoY; dividend raised to $8.80","bullets":["Net income $21.8M ($29.39 per diluted share) vs $21.3M ($28.03) Q2 2023; per share up 4.85%.","Net interest income $50.8M, down from $52.4M in Q2 2023; net interest margin 4.02% for H1 2024 vs 4.41% prior.","No non-accrual loans at quarter-end; net recoveries $14K; allowance for credit losses 2.13%.","Mid-year dividend raised to $8.80 per share from $8.30; 89 consecutive years of dividends, 59 years of increases.","Total risk-based capital ratio 14.58%; repurchased 3,462 shares in Q2; tangible book value $761.62, up 14.7% YoY."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-033403","json":"https://secwatch.observer/filing/0001140361-24-033403.json","markdown":"https://secwatch.observer/filing/0001140361-24-033403.md","text":"https://secwatch.observer/filing/0001140361-24-033403.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124033403/0001140361-24-033403-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1085913/000114036124033403/ef20032540_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T20:07:04.706940+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}