{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-033493","form_type":"8-K","ticker":"SPFI","cik":"0001163668","company_name":"SOUTH PLAINS FINANCIAL, INC.","filed_at":"2024-07-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:12.313846+00:00","generated_at":"2026-05-31T19:32:45.018882+00:00","sec_items":["2.02","7.01","8.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"South Plains Q2 earnings: net income $11.1M, EPS $0.66; NPA ratio rises to 0.57%","bullets":["Net income $11.1M ($0.66 diluted EPS) vs $10.9M ($0.64) Q1 2024 and $29.7M ($1.71) Q2 2023 (latter included $33.5M gain on Windmark sale).","Net interest margin expanded to 3.63% (tax-equivalent) from 3.56% Q1 2024; net interest income $35.9M, up $0.5M QoQ.","Nonperforming assets to total assets rose to 0.57% from 0.10% Q1 2024 driven by a $20.6M multi-family loan placed on nonaccrual.","Loans held for investment grew $82.5M (2.7%) QoQ to $3.09B; deposits declined $14.1M to $3.62B.","Quarterly cash dividend declared at $0.14 per share, payable Aug 12 to holders of record July 29."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-033493","json":"https://secwatch.observer/filing/0001140361-24-033493.json","markdown":"https://secwatch.observer/filing/0001140361-24-033493.md","text":"https://secwatch.observer/filing/0001140361-24-033493.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1163668/000114036124033493/0001140361-24-033493-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1163668/000114036124033493/ef20032642_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T19:32:45.018882+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}