{"schema_version":"secwatch.filing_event.v1","accession":"0001140361-24-033739","form_type":"8-K","ticker":"NBTB","cik":"0000790359","company_name":"NBT BANCORP INC","filed_at":"2024-07-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:15.889817+00:00","generated_at":"2026-05-31T18:45:01.125739+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"NBT Bancorp Q2 net income $32.7M ($0.69 EPS); approves 6.3% dividend increase","bullets":["Net income $32.7M, diluted EPS $0.69; operating EPS $0.69 excluding acquisition costs.","Record noninterest income $43.3M, up 18.1% YoY; net interest margin 3.18% FTE.","Loans grew $203.6M to $9.85B from Dec 31; deposits up $302.5M to $11.27B.","Board approved 6.3% dividend increase to $0.34/share, payable Sept 13, record Aug 30.","CET1 11.70%, leverage 10.16%, tangible book value $22.54 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0001140361-24-033739","json":"https://secwatch.observer/filing/0001140361-24-033739.json","markdown":"https://secwatch.observer/filing/0001140361-24-033739.md","text":"https://secwatch.observer/filing/0001140361-24-033739.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/790359/000114036124033739/0001140361-24-033739-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/790359/000114036124033739/ef20032759_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T18:45:01.125739+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}