---
schema_version: "secwatch.filing_event.v1"
accession: "0001140361-24-033739"
form_type: "8-K"
ticker: "NBTB"
cik: "0000790359"
company_name: "NBT BANCORP INC"
filed_at: "2024-07-22T23:59:59+00:00"
generated_at: "2026-05-31T18:45:01.125739+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# NBT Bancorp Q2 net income $32.7M ($0.69 EPS); approves 6.3% dividend increase

## Summary
- Net income $32.7M, diluted EPS $0.69; operating EPS $0.69 excluding acquisition costs.
- Record noninterest income $43.3M, up 18.1% YoY; net interest margin 3.18% FTE.
- Loans grew $203.6M to $9.85B from Dec 31; deposits up $302.5M to $11.27B.
- Board approved 6.3% dividend increase to $0.34/share, payable Sept 13, record Aug 30.
- CET1 11.70%, leverage 10.16%, tangible book value $22.54 per share.

## SEC filing metadata
- accession: 0001140361-24-033739
- form_type: 8-K
- ticker: NBTB
- cik: 0000790359
- company_name: NBT BANCORP INC
- filed_at: 2024-07-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/790359/000114036124033739/0001140361-24-033739-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/790359/000114036124033739/ef20032759_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001140361-24-033739
- JSON: https://secwatch.observer/filing/0001140361-24-033739.json
- Plain text: https://secwatch.observer/filing/0001140361-24-033739.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.